Privacy
[vc_row][vc_column][vc_column_text]In compIiance with the Gramm-Leach Bliley Act (“GLB”), Public Law 106-102 (1999). this notice contains the privacy policy of Consumer Credit Counseling Foundation. Inc. The GLB Act enacted to provide greater protection an individual’s private information. This notice is meant to provide you with information regarding how we. as a nonprofit credit counseling agency, use your personal information and what your rights are in this regard to your non-public personal information. In order to provide you with our services, collect certain non-public information, We are committed to mainting the privacy 01 this information, in accordance with the law. All employees of our company with access to personal information about customers are required to follow this policy. Our privacy policy applies to all personally identifiable non-public information about you that is obtained in connection with providing you with our services.
FACTS : WHAT DOES CONSUMER CREDIT COUNSELING FOUNDATION, INC. (“CCCF”) DO WITH YOUR PERSONAL INFORMATION?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This Information can include: Social Security Number and Income, account balances and payment history, credit history and credit scores.
All financial companies need to share customers’ personal information to run their everyday business. In the section below we list the reasons financial companies can share their customers’ personal information, the reasons financial companies can share their customers’ personal information; the reasons CCCF chooses to share; and whether you can limit this sharing.
[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column width=”1/2″][vc_column_text css=”.vc_custom_1553041886883{background-color: #919191 !important;}”]Reasons we share your personal information[/vc_column_text][/vc_column][vc_column width=”1/4″][vc_column_text css=”.vc_custom_1553040107106{background-color: #919191 !important;}”]Does CCCF Share?[/vc_column_text][/vc_column][vc_column width=”1/4″][vc_column_text css=”.vc_custom_1553040139904{background-color: #919191 !important;}”]Can you limit this sharing?[/vc_column_text][/vc_column][/vc_row][vc_row equal_height=”yes”][vc_column width=”1/2″][vc_column_text]
For our everyday business purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
[/vc_column_text][/vc_column][vc_column width=”1/4″][vc_column_text]
Yes
[/vc_column_text][/vc_column][vc_column width=”1/4″][vc_column_text]No[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column width=”1/2″][vc_column_text]
For our marketing purposes- to offer our products and services to you
[/vc_column_text][/vc_column][vc_column width=”1/4″][vc_column_text]
Yes
[/vc_column_text][/vc_column][vc_column width=”1/4″][vc_column_text]Yes[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column width=”1/2″][vc_column_text]For joint marketing with other financial companies[/vc_column_text][/vc_column][vc_column width=”1/4″][vc_column_text]No[/vc_column_text][/vc_column][vc_column width=”1/4″][vc_column_text]N/A[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column width=”1/2″][vc_column_text]For our affiliates’ everyday business purposes- information about your transactions and experiences[/vc_column_text][/vc_column][vc_column width=”1/4″][vc_column_text]No[/vc_column_text][/vc_column][vc_column width=”1/4″][vc_column_text]N/A[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column width=”1/2″][vc_column_text]For our affiliates’ everyday business purposes- information about your transactions and experiences[/vc_column_text][/vc_column][vc_column width=”1/4″][vc_column_text]No[/vc_column_text][/vc_column][vc_column width=”1/4″][vc_column_text]N/A[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column width=”1/2″][vc_column_text]For our affiliates’ everyday business purposes- information about your creditworthiness[/vc_column_text][/vc_column][vc_column width=”1/4″][vc_column_text]No[/vc_column_text][/vc_column][vc_column width=”1/4″][vc_column_text]N/A[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column width=”1/2″][vc_column_text]For nonaffiliates to market to you[/vc_column_text][/vc_column][vc_column width=”1/4″][vc_column_text]No[/vc_column_text][/vc_column][vc_column width=”1/4″][vc_column_text]N/A[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column width=”1/4″][vc_column_text]To limit our sharing[/vc_column_text][/vc_column][vc_column width=”3/4″][vc_column_text]
- Call (800) 655-6207 our menu will prompt you through your choice(s) or
- Visit us online: www.cccfusa.org
Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column width=”1/4″][vc_column_text]Questions?[/vc_column_text][/vc_column][vc_column width=”3/4″][vc_column_text]Call (800) 656-6207 or go to www.cccfusa.org[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column width=”1/4″][vc_column_text]Who is providing this notice?[/vc_column_text][/vc_column][vc_column width=”3/4″][vc_column_text]Consumer Credit Counseling Foundation, Inc.[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column width=”1/4″][vc_column_text]How does CCCF
protect my personal information?[/vc_column_text][/vc_column][vc_column width=”3/4″][vc_column_text]We Collect your personal information, for example, when you
- Open an account or provide account information
- seek financial advice
- provide income and other personal financial information
We also collect your information from other companies[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column width=”1/4″][vc_column_text]Why can ‘t I limit all sharing?[/vc_column_text][/vc_column][vc_column width=”3/4″][vc_column_text]Federal law gives you the right to limit only:
- sharing for affiliates’ everyday business purposes-information
about your creditworthiness - affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column width=”1/4″][vc_column_text]What happens when I limit sharing for an account I hold Jointly with someone else?[/vc_column_text][/vc_column][vc_column width=”3/4″][vc_column_text]Your preference will automatically be applied to everyone listed on your account, unless otherwise indicated by you[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column][vc_column_text]
Definitions
[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column width=”1/4″][vc_column_text]Affiliates[/vc_column_text][/vc_column][vc_column width=”3/4″][vc_column_text]Companies related by common ownership or control, they can be financial and nonfinancial companies[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column width=”1/4″][vc_column_text]Nonaffiliates[/vc_column_text][/vc_column][vc_column width=”3/4″][vc_column_text]Companies not related by common ownership or control They can be financial and nonfinancial companies[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column width=”1/4″][vc_column_text]Joint marketing[/vc_column_text][/vc_column][vc_column width=”3/4″][vc_column_text]A formal agreement between nonaffiliated financial companies that together market financial products or services to you[/vc_column_text][/vc_column][/vc_row]